When Airbnb first came about, it changed the way many people vacationed. Over time, people have chosen to stay in these locations instead of a typical hotel building. Those who stay at an Airbnb typically expect that their trip will go smoothly and there will be no issues. While this is usually true, there are other cases in which guests are involved in an accident and become injured on these properties. It is important to know that, in these situations, it is still possible to recover compensation. Victims of Airbnb accidents should retain the services of an experienced New York personal injury attorney for assistance in doing so.
What is Airbnb Host Protection Insurance?
In the event of an accident, Airbnb offers Host Protection Insurance for those who register their properties with the company. This covers up to $1 million for liability claims that are brought against them if someone is injured on their property. This means that this money is given to the injured party if they wish to pursue legal action in order to recover compensation after the accident. However, it is important to know that the insurance does not cover all types of injuries. For instance, it does not usually cover the following:
- Injuries caused by an intentional act
- Communicable diseases contracted on the premises
- Contractual liability
- Injuries due to a guest’s intoxication
- Loss of earnings as a result of the accident
How Can I Recover Compensation?
People who sustain injuries at the expense of a negligent party often wish to pursue legal action. This is to recover compensation for any damages that arise as a result of the incident. In these situations, Host Insurance Protection kicks in to provide the individual with liability payments first. However, while $1 million can be of great assistance to an injured party, it does not always cover the cost of all damages. When this happens, the injured party may be able to recover additional compensation. This can be difficult to do, which is why it is important to enlist an experienced attorney for help. In doing so, the statute of limitations places a deadline of three years from the date of an accident for the injured party to file a personal injury claim.
Contact our Firm
The Law Offices of George Poulos is an experienced Workers’ Compensation, personal injury, and Social Security Disability law firm with offices in Queens and the Bronx. We understand the implications of a serious accident, which is why we take pride in tenaciously representing our clients. If you require strong legal representation, contact our firm today to schedule a free consultation.