Experiencing an injury that hinders your ability to work can be an exceedingly unsettling and stressful circumstance, particularly as you grapple with the prospect of financial difficulties stemming from accumulating medical expenses. It is essential to recognize that you likely have rights and options available. However, the specific ways to receive support will depend greatly on the individual circumstances surrounding the injury. Please continue reading as we explore what you should know about these matters and how our experienced Queens Personal Injury Attorneys can help you fight for the compensation you need to get your life back on track.
What Happens If I Can’t Return to My Work Duties After an Injury in NY?
If you can’t work due to an injury, the path to support will depend on the unique details of your situation. If you are injured while fulfilling duties within the scope of your employment, you are generally eligible for workers’ compensation. These benefits can cover medical care, lost wages, and vocational rehabilitation, regardless of fault for the accident, in exchange for not suing your employer for the injury.
If your injury was caused by someone else’s negligence, on the other hand, you may have a valid personal injury claim. In such cases, you can seek compensation for your lost income and other damages from the at-fault party or their insurance. Additionally, you can file for New York State disability benefits through your employer’s disability insurance policy or the New York State Insurance Fund (NYSIF) if you have been unable to work for over four weeks. These benefits can cover 50% of your average weekly wage for eight weeks before your injury. There are strict deadlines for filing claims and notifying your employer, so it’s imperative not to delay.
Should I Communicate With My Employer?
Following your injury, you should inform your employer immediately. You should inquire about job-protected leave under the Family Medical Leave Act (FMLA). This federal program can provide eligible employees with up to 12 weeks of unpaid leave per year for specific medical reasons. You should maintain communication with your employer about your injury and any potential return-to-work options that may be available, including any restrictions or accommodations you may require.
At The Law Offices of George Poulos, we understand that an injury preventing you from working can create significant difficulties. However, you don’t have to navigate them alone. By understanding your rights and taking proactive steps, you can safeguard your rights and strive for greater financial stability while prioritizing your recovery. Connect with our firm for guidance and skilled representation during this difficult time.