When you get injured in a company car, is it tough to figure out whose insurance covers what? It is not all that complex, but certain aspects of this can get confusing. That’s why you should talk to a Queens workers comp attorney before taking any settlement offers. We’ll help you fight for maximum compensation.
Whose Insurance Covers Me In a Company Vehicle?
If you drive a company car, your employer should have insurance for it. This would cover some of your medical expenses and your liability, if you were to blame for the crash. This is not the only type of insurance coverage your employer should have for their workers who use company cars though.
Can I Submit a Workers’ Compensation Claim After Getting Hurt in a Company Car?
We are, of course, talking about workers’ compensation. If you were handling work-related tasks at the time of the crash, you should be able to file a workers’ compensation claim. You need to get medical attention and report your injury to your employer right away. Then they notify their insurance company, and you should receive benefits that help make up for your medical expenses and a portion of your lost wages.
Of course, this assumes that you were actually working at the time. If you were handling deliveries or driving to see a client, you should be covered under the workers’ compensation system. If you were just driving around and running your own errands in your company car, you might not be eligible to make a claim.
How Can I Gather Evidence After an Accident in a Company Car?
You should start building your case right after the accident occurs. You can:
- Take pictures of the accident scene and the vehicles
- Get contact info for any witnesses
- Call the cops so that they can come and make a report
You also need to get the insurance and contact information from any other drivers involved in the crash. We also recommend against talking too much. You do not want to say something that could be perceived as an admittance of guilt.
Should I Hire an Attorney?
We do recommend hiring a lawyer. Your workers’ comp claim could go through the system no problem, but it could also be rejected. We can help you appeal. A lawyer can also make things easier when it seems like your case has gotten more complicated. If you need to sue a third party, like another driver involved in the accident, we can advocate for you and help you pursue compensation.
Schedule a Consultation
If you are ready to learn more about your legal options, you should contact the Law Offices of George Poulos. We can answer your questions and help you learn more about what kinds of compensation you might be eligible for. Don’t just leave money on the table. Schedule your consultation today.
